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Susu Account


Features
  • Less cumbersome account opening procedure
  • Minimum opening balance is GHS1
  • Access to a free Pass Book
  • Personal Field Banker
  • Unlimited withdrawals
  • Lower interest on susu loans
  • Instant Confirmation of daily deposit
  • Minimum daily contribution is GHS1

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Mmofra Daakye Account


Features
  • Less cumbersome account opening procedure
  • Minimum opening balance is GHC5
  • Minimum operating balance is GHC30
  • Minimum balance for interest is GHS30
  • Very Attractive interest rate
  • Interest is calculated daily and paid monthly

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Current Account


Features
  • Less cumbersome account opening procedure
  • Minimum opening balance is GHS10
  • No minimum operating balance
  • Access to a cheque book
Requirements
  • Nationally verifiable ID Card
  • TIN / Ghana Card
  • Residential utility bill (not more than 3 months)
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Fixed Deposit Account


Features
  • Less Cumbersome procedure
  • Minimum investment of GHS1,000
  • Terms available: 30 days, 91 days, 182 days and 1 year
  • Certificate of investment is issued
  • Attractive interest rate
Requirements
  • Nationally verifiable ID Card
  • TIN / Ghana Card
  • Resident permit (for foreign nationals)
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Savings Account


Features
  • Less cumbersome account opening procedure
  • Minimum opening balance is GHS5
  • Minimum operating balance is GHS10
  • Minimum balance to qualify for interest is GHS20
Requirements
  • Nationally verifiable ID Card
  • TIN / Ghana Card
  • Resident permit (for foreign nationals)
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SikaDua Account


Features
  • Less cumbersome account opening procedure
  • Minimum account opening balance is GHS5
  • Interest is calculated daily and applied monthly
Requirements
  • Nationally verifiable ID Card
  • TIN / Ghana Card
  • Resident permit (for foreign nationals)
  • Click to Read More...
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Auto Loan


Features
  • Can be used for new or used vehicles (up to 5 years)
  • Minimum deposit between 20%-50%
  • Term: Up to 60 months
  • Applicant must not be more than 55 years
Requirements
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Salary Loans


Features
  • Applicant must be between the ages of 18-55 years
  • Must be a confirmed staff
  • Term: Up to 36 months
  • Debt Service Ratio: Maximum 40%
  • Competitive interest rate
Requirements
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Church Loan


Features
  • Less cumbersome procedure
  • Term: up to 36months
  • Competitive interest rate
  • Multiple purpose
  • Tailored repayment terms
  • Quick turnaround time
  • Church constitution (if any)
Requirements
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SME Loans


Features
  • Less cumbersome procedure
  • Flexible amounts to meet the needs of all levels of businesses
  • Quick Turnaround time
  • Term: Up to 60 months
Requirements
  • Identity and proof of address of directors or promoters
  • Identity and proof of address of entity
  • Board Resolution
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Import Financing


Features
  • Term: Up to 12 months
  • Competitive interest rate
  • Flexible amounts to meet the needs of all levels of businesses
  • Quick turnaround time
  • Less cumbersome procedure
Requirements
  • Proof of import documents
  • Non-account holders must meet our account opening requirements
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Best Mobile Banking

  • Transfer funds from your Best Point account to other bank accounts
  • Transfer funds from your mobile money wallet into your Best Point account
  • Transfer funds from your Best Point account to your mobile money wallet
  • Pay your bills with ease from your Best Point account. (DStv, GOtv, Startimes, Box Office, ECG, Ghana Water, etc)
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Savings Plus Account


Features
  • Less cumbersome account opening procedure
  • Minimum opening balance is GHS100
  • Minimum balance to qualify for interest is GHS200
Requirements
  • TIN / Ghana Card
  • 1 passport picture
  • Residential utility bill (not more than 3 months)
  • Click to Read More...