Salary Loans

Loans for employees of both public and private institutions.

Types

• Employee Loan Scheme
• Government/Public Payroll Employees
• Private Company Employees

Features

• Applicant must be between the ages of 18-55 years
• Must be a confirmed staff
• Term: Up to 36 months
• Debt Service Ratio: Maximum 40%
• Competitive interest rate
• Less cumbersome procedure

Requirements

• Ghana Card and Staff ID
• Last 3 months pay slip
• Undertaken by employer
• 1 guarantor
• Salary must be routed through Best Point where applicable
• Security may be required