Salary Loans
Loans for employees of both public and private institutions.
Types
- Employee Loan Scheme
- Government/Public Payroll Employees
- Private Company Employees
Features
- Applicant must be between the ages of 18-55 years
- Must be a confirmed staff
- Term: Up to 36 months
- Debt Service Ratio: Maximum 40%
- Competitive interest rate
- Less cumbersome procedure
Requirements
- Ghana Card and Staff ID
- Last 3 months pay slip
- Undertaken by employer
- 1 guarantor
- Salary must be routed through Best Point where applicable
- Security may be required