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Salary Loans

Loans for employees of both public and private institutions.


Types

  • Employee Loan Scheme
  • Government/Public Payroll Employees
  • Private Company Employees

Features

  • Applicant must be between the ages of 18-55 years
  • Must be a confirmed staff
  • Term: Up to 36 months
  • Debt Service Ratio: Maximum 40%
  • Competitive interest rate
  • Less cumbersome procedure


Requirements

  • Ghana Card and Staff ID
  • Last 3 months pay slip
  • Undertaken by employer
  • 1 guarantor
  • Salary must be routed through Best Point where applicable
  • Security may be required

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