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Sika Dua Account

This is a long term savings account.


  • Less cumbersome account opening procedure
  • Minimum account opening balance is GHS5
  • After initial deposit of GHS5, you are allowed further deposits of any amount at any time to grow your account
  • Very attractive interest rate
  • Interest is calculated daily and applied monthly
  • A maximum of 1 withdrawal will be permitted every 6 months


  • Ghana Card
  • Residential utility bill (not more than 3 months)
  • 1 passport picture
  • GPS address
  • Resident permit (for foreign nationals

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